Cardiff, UK
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MockBank

Open Banking, faked convincingly.

RoleBuild (solo)
Year2025
TypeTool · Dev sandbox
StackReact · Open Banking

Overview

Building against real banking APIs is slow, rate-limited and risky. MockBank stands in for them — a faithful-enough simulator that let TaxFlow's linking flow be built and tested at speed.

The challenge

A mock is only useful if it's honest about the shapes and failure modes of the real thing. The value was in modelling the awkward states, not just the happy path.

What went into it

  • Simulates account-linking and consent flows end to end
  • Models real failure states, not just successes
  • Became the dev backbone for TaxFlow's bank integration
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